VantageScore Submits Record Number of Patent Proposals

Hello, VantageScorers:

This week, Team VantageScore reached an innovation milestone, submitting 13 patent proposals in the first 3.5 months of 2026 — double the number of applications VantageScore submitted in all of 2025. This remarkable momentum is driven by VantageScore’s Patent Incentive and Recognition Program, which encourages VantageScorers to contribute ideas and inventions that shape the future of the business. The program has evolved into a powerful engine of innovation by fostering creative thinking and a sense of ownership among VantageScorers across all teams and specialties.

From initial idea submission through patent issuance, VantageScore employees are recognized, rewarded, and celebrated for their inventive contributions. This year’s surge in proposals is a testament to Team VantageScore’s commitment to advancing credit scoring and propelling the sector forward with state-of-the-art concepts and solutions.

Special thanks go to Dr. Rikard Bandebo, Chief Strategy Officer and Chief Economist, along with the entire Data Science team: Dr. Andrada Pacheco, Chief Data Scientist; Ritika Sinha, Senior Data Scientist; Alex Weaver, Senior Machine Learning Engineer; Ben Lieberman, Senior Quantitative Analyst; and Brandon Chin, Senior Data Scientist, for helping grow our innovation efforts.

Additional thanks go to Tamra Moore, Acting General Counsel, for guiding the team through the patent process.

Please see an example of a VantageScore patent application below: