VantageScore Advances Modernized Scoring at the MBA Conference

Hello, VantageScorers:

This week, Team VantageScore participated in one of the largest real estate finance events, the Mortgage Bankers Association’s Secondary & Capital Markets Conference, held in New York City. The conference brought together influential leaders from the mortgage, capital markets, and mortgage insurance sectors, including Truist Mortgage, Optimal Blue, and Arch Mortgage, to advance the conversation on modernized credit scoring.

During a panel led by Dr. Rikard Bandebo, Chief Strategy Officer and Chief Economist, key stakeholders from two of the largest mortgage lenders in the country, NewRez and Guild Mortgage, explored how modernized credit models are reshaping mortgage decisioning and securitization as the market prepares for broader implementation. Throughout the discussion, Rikard highlighted the advantages of VantageScore’s modern, data-driven approach, which leverages trended credit data to provide deeper insight into consumer behavior, stronger predictive performance, and greater visibility into borrower risk. It also opens the door for more cost-effective implementation opportunities for lenders and capital markets participants.

From these conversations, it’s clear that the industry is actively preparing for adoption and recognizes the value of trended data in supporting future lending growth. Several organizations expressed confidence in their ability to support VantageScore-enabled solutions in the near term.

Special thanks go to Rikard for delivering an impactful session at the conference. Additional thanks go to Jeff Richardson, Chief Marketing Officer; Tony Hutchinson, Head of Public Affairs; Jamie Lin, VP of Digital; Atif Mirza, SVP of Digital; Will Melfi, Social Media Manager; Tori Millender, Senior Marketing Specialist; and Jason Jefferies, Director of Client Success, for strengthening relationships at this event.